Deploy Fund Distribution Without Changing Core Banking
Expand financial services with an independent distribution layer, absolutely safe for existing systems
Why is it difficult for Banks to distribute investment funds?
Core Banking not designed for investments
Core Banking only handles deposits and loans, cannot manage complex investment portfolios
Security and compliance risks
Integration with 3rd parties creates security vulnerabilities and compliance challenges
High deployment cost and time
Changing Core Banking costs millions of USD and 2-3 years deployment
Lack of investment behavior data
No insights about wealth management needs of VIP customers
Independent Distribution Layer
No Core Banking interference
Operates as an independent module, communicates via standard APIs
Bank-grade security
ISO 27001, SOC 2 Type II certified. Data encryption at rest and in transit
Fast deployment (3-6 months)
Plug-and-play architecture. No need to change existing infrastructure
Flexible business models
Supports both Referral and Direct Distribution models
Deployment Models
Referral Model
- ✓ No distribution license needed
- ✓ Low legal risk
- ✓ Passive income from referral fees
Direct Distribution
- ✓ Full customer journey control
- ✓ Higher margins
- ✓ Build wealth management capability